01
Purchase of Future Revenue
This is not a loan. A funder purchases a fixed slice of your future receivables at a discount — an off-balance-sheet asset sale, so nothing compounds and nothing accrues interest against you.
Alternative commercial finance · Est. velocity
Banks move in weeks.We wire in hours.
Forward Exspansion syndicates your revenue across 30+ institutional lenders — forcing a bidding war that funds your business before a bank finishes its first committee meeting. No collateral. No liens. No waiting.
$340M+
capital brokered
4.2h
avg wire time
30+
institutional lenders
Time-to-capital index
Traditional bank
45–90 days
37-page collateral file · personal guarantee
Forward Exspansion
4–24 hours
Zero asset liens · revenue-based approval
$340M+ syndicated
30+ institutional lenders
4.2h average wire time
Zero asset-backed covenants
Revenue-based underwriting
Same-day term sheets
No personal real estate pledge
$340M+ syndicated
30+ institutional lenders
4.2h average wire time
Zero asset-backed covenants
Revenue-based underwriting
Same-day term sheets
No personal real estate pledge
The instrument
The Merchant Cash Advance, engineered in three moves.
02
Unsecured Zero-Asset Structure
No blanket UCC-1 hard-asset seizures. No real estate pledge. No equipment liens. Your approval is underwritten against the strength of your revenue — not the things you own.
03
Flexible ACH Splits
Remittance flexes with your deposits. When revenue dips seasonally, your daily split dips with it — the structure breathes with your business instead of suffocating it.
Why independent wins
The Independent Broker Advantage
Walk into a single funder and you get their rate, their term, their take-it-or-leave-it term sheet. We do the opposite. Your file is shopped across 30+ institutional lenders simultaneously — and each one knows the others are bidding.
That tension is the product. Desks compress factor rates, stretch terms, and strip fees to win the deal, because losing it to a competitor costs them more than discounting it. A direct lender negotiates against you. We make the market negotiate against itself.
Syndication desk · term sheet review
Live bidding war
Five capital desks are waiting for your file. Start the auction.
The Forward Exspansion doctrine
01
Velocity is equity
“Every week your file sits in bank underwriting, margin evaporates. Speed is not a convenience — it is a line item.”
02
Collateral is a prison
“The moment you pledge your building, your trucks, your home — you stopped owning a business and started renting one back from a bank.”
03
The syndicate works for you
“One lender quotes you. Thirty lenders compete for you. The merchant who runs an auction never takes the first offer.”
60-second pre-approval
Five questions. Zero hard credit pulls.
Question 01 — Revenue1 / 5